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There are people who are always anticipating trouble and in this way they manage to enjoy many sorrows that never really happen to them. By Josh Billings Find out about The Depression News



An Introduction to What is Depression

This book is for the 'Average Joe' in this country who likes information given in an understandable way. You want it kept simple and you don't need to read about all the technical stuff behind the subject. Depression happens to the average Joe all the time and most of us who have it don't get treated for it. That's a shame because depression is one of the most treatable diseases. I hope that if you understand it and know that it isn't something to hide, cover up, or ignore, your can have the power to beat it.

At the very least, 30% of the American population suffer from a depression.  The economic cost is out of sight but the cost in suffering for those who are depressed can never really be counted. Depression can not only destroy persons suffering with it, but everyone around them who cares about them. A serious major depression can ruin a family if left untreated. This is really bad news! The good news is that there is quick treatment and relief available for depression sufferers.   However, the majority of people who get depressed do not get treated. We have now learned that depression is mostly due to a chemical imbalance or mix-up in the brain. These mix-ups can be treated with medications. The medications available now can help you save your life or that of someone you love. Depression is treatable, just like high blood pressure, diabetes, and an ulcer.  It is simply a matter of reaching out for help, getting the right medication, and following directions.  Think of this as like having a car that goes on the blink. You wouldn't ignore trouble signs like an engine light flashing and think you could just keep on driving. You would investigate what was going on, get someone with training to check out your car, and fix whatever went wrong.  Same thing applies if you develop a temperature over 102, are dripping with sweat, and become weaker and weaker. You know something has to be done, and done quickly.  It is exactly the same when you experience depression.  Something is terribly wrong and you must act. I used to tell my new clients to think of themselves coming in to see me for a tune up, not a major overhaul. You won't need the big overhaul if you take action quickly.

How do you know if you have depression?  There are some things that really stand out which can help you decide if a depression is going on.  It involves your mood, your thoughts, your appetite, your sleep, and your feelings of self esteem. It is not just the blahs or the blues. Everybody has a few days or more when they feel down and sad. This is different.  It's not like the normal experience of sadness you have when things go wrong or when you are disappointed and hurt.  This is an emotional pit you've fallen into which affects your family, your job, and your whole life. It's a horrible feeling of hopelessness, of failure, of knowing that there is no way to make things better. You actually do 'drag' yourself along, going through the motions at home and work, thinking that you would rather hide in a cave and avoid everyone.  If you are depressed you cannot just 'get it together', put a smiley face on, square your shoulders, and get a stiff upper lip. No matter how hard you try to lift yourself up, you can't. And it tends to get worse, not better.  If you don't get treatment, this can last for months or even years. Why put yourself through something this awful when the right medication can get you back on track, able to feel better quickly?

There are some facts that will help you agree that it is good to know about depression, understand the symptoms, and get the treatment which will help. Depression is not something that you have made up in your head. It's feeling "down" and "low" and "hopeless" for months at a time.

Depression can affect people at any age, of any race, any ethnic, or any economic group. It doesn't just happen to soft people and is truly an equal opportunity illness. It is not a form of weakness but is a serious health problem, like any other illness. It is not something which should be hidden or anything to be embarrassed about. The names of famous people who have suffered from depression like David Letterman, Mike Wallace, Terry Bradshaw, Wynona Ryder, Delta Burke, Tipper Gore, Brian Wilson of the Beach Boys, and so many more tell us that celebrities who seem to have all the breaks have suffered with depression. Depression is a thief. It comes into your life, steals your energy and self esteem, and whispers to you that you are worthless. It shoves you down deeper into the bottom of the pit where no angels want to go. It can drive you to actually think about suicide, getting it over with, and ending the agony which has made your life pure hell.

This book is intended to help you understand depression by giving you information that you will be able to understand. You will not have to have a Ph.D. to get through these chapters and by the time you have finished, you will know a lot.  After reading this paragraph you won't have to think about 'genetic implications' or such things as 'human leukocyte antigen'. You may even surprise yourself with how much you have learned about depression and how to deal with it. I hope you will feel comfortable reading and rereading chapters that seem to have real meaning for you. You are the reason this book has been written.

About the Author

Read about depression statistics and what is depression at the Depression Facts Online website.




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Folks WHo Made The News In The Depression Days Of 1933
Folks WHo Made The News In The Depression Days Of 1933
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The Depression News <h2>The Depression News Hot Information</h2>
How yall good ol boys feel bout that there Bush feller and new regulations of his?

WASHINGTON - The Bush administration Monday proposed the most far-ranging overhaul of the financial regulatory system since the stock market crash of 1929 and the ensuing Great Depression.

http://news.yahoo.com/s/ap/20080331/ap_on_go_ca_st_pe/fed_overhaul

What's your point? Bush and his administration are trying to do something to help the economy...too bad the liberals in Congress will never allow that to happen. If the evil Republicans managed to fix the economy before November it might cost the demoncrats the election. Just another sad example of how liberal demoncrats are truly looking out for the "common man". BTW ol is spelled ole...if you're going to pretend you're from the south at least get the spelling right.







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2009 Depression News Update





The Century America's Time Volume 2: The '30s The Century America's Time Volume 2: The '30s
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In Volume 2, The Century: America's Time examines the causes and effects of the worst economic crisis in U.S. history - The Great Depression. An unimaginable horror that threaten America, and the world, was beginning to take hold in Germany.

Walter Cronkite Remembers the 20th Century: Early Cronkite Walter Cronkite Remembers the 20th Century: Early Cronkite
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No one is identified with the great events of our times than the distinguished and highly honored Walter Cronkite. Join Walter Cronkite in remembering the early years of the century, from Henry Ford's Model T to World War I, from the Roaring 20's and Prohibition to the devastating stock market crash of 1929, from the dust bowl to the years of F...

Good News About Sad Views [VHS] Good News About Sad Views [VHS]
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AN ANTI-DEPRESSION VIDEO WORKTAPE FOR ANYONE SUFFERING WITH DEPRESSING THOUGHTS. One hour and seventeen minutes of depression related support. Not just another overview!!! A daily workable program you can start using today and everyday presented by Dr...

The Secret of Oz The Secret of Oz
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The Secret of Oz won best documentary of 2010 at the Beloit International Film Festival. It won the Silver Sierra Award for Excellence in Filmmaking at the Yosemite Film Festival. It won the Award of Merit at The Accolade Competition in La Jolla, California...

Hallelujah I'm a Bum Hallelujah I'm a Bum
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Al Jolson says, "You ain't seen nothin' yet," but this isn't The Jazz Singer. Jolson found one of his better movie roles in Hallelujah, I'm a Bum!, a curious 1933 artifact of the early-sound, pre-Code era, a movie replete with music, political comment, and occasionally risqué humor...

Our Daily Bread & Other Films of the Great Depression Our Daily Bread & Other Films of the Great Depression
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OUR DAILY BREAD & OTHER FILMS - DVD Movie

FRANKINCENSE COMPOUND CLEARS NEGATIVE ENERGY AND LIFTS YOUR SPIRITS HIGHER FRANKINCENSE COMPOUND CLEARS NEGATIVE ENERGY AND LIFTS YOUR SPIRITS HIGHER
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Frankincense Compound is Number 1 and is great for purifying areas with negative energy. Compound In Frankincense Might Help Depression and Anxiety. " .. An international team of scientists, including researchers from Johns Hopkins University and the Hebrew University in Jerusalem, describe how burning frankincense (resin from the Boswellia plant) activates poorly understood ion channels in the brain to alleviate anxiety or depression...

You Can Feel Good Again: Common-Sense Strategies for Releasing Unhappiness and Changing Your Life You Can Feel Good Again: Common-Sense Strategies for Releasing Unhappiness and Changing Your Life
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Richard Carlson has one simple message: changing your thinking changes your life. With You Can Feel Good Again, he offers a common sense method that allows anyone to release unhappiness and negativity related to present circumstances or past events, and return to a natural state of well-being in the present...


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Depression Statistics 2009 Brand New Information

depression Statistics 2009.

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Every evening I turn my worries over to God. He's going to be up all night anyway. By Mary C. Crowley Find out about Depression Statistics 2009



Student stress and depression hit once again

For some students, the worst is over: finals. For others, the worst is just beginning: the job market. It's the perfect storm.

Every year at this time, some news organization, somewhere, assesses the mental stability of these students/graduates that are being slammed with the stresses associated with completing school, as well as taking the next step: finding a job.

Being in the midst of what many economists are positing is the worst recession since this country's Great Depression doesn't lend its hand to any sort of relief either.

So how exactly are students dealing with all the pressure? Not exactly well according to a just-released survey done by the Associated Press and mtvU.

"Eighty-five percent of the students reported feeling stress in their daily lives in recent months, with worries about grades, school work, money and relationships the big culprits," claim Nancy Benac and Trevor Tompson, with the Associated Press.

The article continues on to say that 42 percent of the student's surveyed have experienced depression related to these stresses in the past weeks. Also detailed are some of the numbers of those experiencing some mild to deep depression.

The one truly shocking detail was that of those students surveyed who had a parent recently lose their job, 13 percent indicated that they had contemplated taking their own life.

Now, I don't claim to have any professional handle on college-related depression, but if you're like me, you probably saw those first few statistics and said, "Big deal! They're college students!" And there has some to be some truth there.

We have long known that poor sleeping habits, abnormal diets (including ones heavy on alcohol), finding work, and taking tests all contribute to stress, and in some cases depression. Heck, you’re not truly a college student without a full night’s sleep and a good dose of your daily coffee.

But the stat about contemplating suicide after a parent loses his/her job really does catch my attention.

Colleges across this country are more than equipped with enough resources for their students to take on their psychological aggravators. Peer groups, counseling departments, residence life departments, and even educators all have a role in encouraging the psychological well-being of students. This generation's stresses are beginning to culminate, and now, more than ever, is the right time for these psychological resources to mobilize and instruct.

As a former Resident Advisor (RA), I know that one of the biggest myths that students believe about depression is that it is shameful for them to seek help, because they are abnormal in their feelings. This couldn't be farther from the truth. Many students are undergoing this at the same time, and knowing that single fact alone is liberating.

Set aside all the unnecessary, hokey, feel-good programs that all too often are on our college campuses, and let's make a concerted effort to reach out to all students, especially the ones who don't reach out to you.

Things will eventually turn up again. Never fear.

Article originally published at http://www.collegepulse.net/2009/05/student-stress-and-depression-hit-once.html
Copyright 2009 - The College Pulse Network - http://www.collegepulse.net

About the Author

Vince Coglianese is the Director of The College Pulse Network, located at www.collegepulse.net.

The College Pulse Network is composed of young media professionals from across the United States who give commentary on current events and how they affect the world's newest generations.




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Depression Statistics 2009 <h2>Depression Statistics 2009 Brand New Information</h2>
Does anybody know exactly where Obama is getting the "2 million jobs saved or created" claim from?

The govt. website that is supposed to track stimulus money and the jobs this money helped create claims that 595,263 jobs were "funded" from Oct. 1 2009 - Dec. 31 2009.

Where is he getting the other 1.5 million jobs from?? Does the recovery website have any statistics before October?? Are they still using the same counting method they were using when they started??

http://news.yahoo.com/s/nm/20100217/pl_nm/us_economy_stimulus

Obama, in a White House speech, said he believed the stimulus will save or create 1.5 million jobs in 2010 after saving or creating as many as 2 million jobs thus far.

His point was to show that the stimulus, while admittedly unpopular, had the effect of keeping the U.S. economy from plunging into a second Great Depression.

"Our work is far from over but we have rescued this economy from the worst of this crisis," he said.

http://www.recovery.gov/Pages/home.aspx

They changed the definition of "saved" to include ANY entity that got stimulus money that happens to employ people. (according to recovery.gov) However many people that entity employs, that is how many jobs were "saved".







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Economic Statistics 2009





The Triple Bind: Saving Our Teenage Girls from Today's  Pressures The Triple Bind: Saving Our Teenage Girls from Today's Pressures
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The Triple Bind that girls face today:• Act sweet and nice• Be a star athlete and get straight A's• Seem sexy and hot even if you're not In many ways, today is the best time in history to be a girl: Opportunities for a girl's success are as unlimited as her dreams...


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Depression Youtube Hot Information

depression Youtube.

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If you see ten troubles coming down the road you can be sure that nine will run into the ditch before they reach you. By Calvin Coolidge Find out about Depression Youtube



Moyea Youtube Downloader - 100% Free Flv Downloader!

Summery:

Moyea YouTube FLV Downloader, the newly released gift from Moyea Software, I really love it. Since the time I got it, I can freely obtain most of the FLV resources from the Internet without paying even one cent! Also it is free to download the software itself from Moyea’s official website. Download now.

Keywords: YouTube downloader

Now, I would like to share with you guys all what I know about this powerful FLV downloader.

What’s distinctive comparing with YouTube FLV Downloader?Dual protocol supported

The software supports HTTP & RTMP protocols. This indicates from now on, you can download FLV videos not only from YouTube, Google Video, anyway those HTTP protocol based webs. Instead, you can also download FLV videos from Hulu, Fox, Pandora, etc. which use RTMP protocols. This means with this download tool, you can enjoy most of the Internet FLV video.

 Friendly user interface

The designer’s inspiration comes from the world serious “Economy Depression”. Red color represents hot emotion, ceremonious and nobler. The software logo brings you passion of red. The general layout and color of this program will leave you a neat feeling, making you full of hope and confidence. Besides, those key functional sections are clearly located in the corresponding areas based on users’ preferences. Even a new user, he or she can be quickly familiar with the use of this software.

 Resource integrating

Moyea YouTube FLV Downloader integrates resources very well. There are three resource managers of this software. They are the “Downloader Manager”, the “Library Manger” and the “Play-lists Manager” respectively. This kind of design will greatly facilitate users’ resource classification, and general management. For instance, if you have downloaded an FLV movie from YouTube.com, you can do the related configuration before downloading and when finished, the movie will be automatically classified to the “Library>Movie”. You could easily find the movie and quickly enjoy it. This implies you can put movies in one group and music in another.

 Play-list supporting

Play-list function will help you to enjoy your favorite videos one by one and all those videos will be recorded in order for future enjoying. For instance, if you want to collect No.3, No.5 and No.6 seasons of “Prison Break”, just download and put them to the same play-list which you can freely create.

 Multi-thread supported

Moyea YouTube FLV Downloader improves its downloading process. It supports multi-thread downloading which simply means faster download speed. You can set the maximum thread counts based on your bandwidth.

 Movable video preview player

The program provides a video preview player. You can preview those downloader videos. The player window can be maximized and dragged freely as you want. Also it looks very beautiful.

 Video search function

By using the search function, you can find any history videos downloaded by this software or those ones you classify them to the specific folders.

 The world economy is cold, but I feel warm after using this software. Have a try on it and hope you can enjoy yourselves as well.

Don’t forget it is 100% free.

About the Author

FLV Software supply powerful FLV tools to offer ideal solutions on how to convert FLV to movie formats for iPod, PSP, Zune, cell phone, and how to encode FLV and edit FLV using by FLV to Video Converter, Flash Video MX, FLV Downloader, FLV Player, SDK series, etc.

http://www.flvsoft.com/




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Depression Youtube <h2>Depression Youtube Hot Information</h2>
i have the anwser to depression?!?!?

come on ppl, cheer up =)
y are there so many Q&A's about depression? =(

at least ur not these ppl's room mate!! =)

Hahah
that's hilarious
*you just made my day*







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Great Depression Cooking Ep:1 - Pasta with Peas





Stone Free: Tribute to Jimi Hendrix Stone Free: Tribute to Jimi Hendrix
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The Carl Stalling Project: Music From Warner Bros. Cartoons, 1936-1958 The Carl Stalling Project: Music From Warner Bros. Cartoons, 1936-1958
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No Description AvailableNo Track Information AvailableMedia Type: CDArtist: STALLING,CARL PROJECTTitle: MUSIC FROM WARNER BROS. CARTOOStreet Release Date: 09/21/1990

Music of Coal: Mining Songs from the Appalachian Coalfields Music of Coal: Mining Songs from the Appalachian Coalfields
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Music of Coal delves deeply into Virginia history, addressing various aspects of mining and culture. This two disc set features Merle Travis, Hazel Dickens, Doc Boggs, The Carter Family, Ralph Stanley & Dwight Yoakam, Darrell Scott, Natalie Merchant and a few dozen others...

Yoga for Depression and Anxiety Yoga for Depression and Anxiety
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Emperor of the North Emperor of the North
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In this gritty and violent period drama set in the depths of the Great Depression Lee Marvin stars as A #1 the acknowledged King of the Hoboes. A #1 is famous among his fellow tramps for his ability to catch a ride on any train no matter how risky the hop or dangerous the guards...

Splendor in the Grass (1961) Splendor in the Grass (1961)
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How to Become Smarter How to Become Smarter
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You can download and read this book for free and you will have to pay only if you enjoy the book (copy and paste the link into your browser): rapidshare.com/files/2792552997/H015.zip or depositfiles.com/files/tisodhbgg This text describes techniques for improving mental abilities...

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Discover the revolutionary formula that heals the source of illness and disease, even success and relationship issues. According to Stanford, Harvard, Mayo Clinic, the CDC, and other research centers, there is one source of up to 95% of all illness and disease, and it is not your thoughts, emotions, conscious beliefs, actions, or even your DNA...

Clara's Kitchen: Wisdom, Memories, and Recipes from the Great Depression Clara's Kitchen: Wisdom, Memories, and Recipes from the Great Depression
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YouTube® sensation Clara Cannucciari shares her treasured recipes and commonsense wisdom in a heartwarming remembrance of the Great Depression Clara Cannucciari is a 94 year-old internet sensation. Her YouTube® Great Depression Cooking videos have an army of devoted followers...


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Coming Depression Dent Brand New Information

Coming depression Dent.

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We are perhaps uniquely among the earth's creatures the worrying animal. We worry away our lives. By Lewis Thomas The Medusa and the Snail1979 Find out about Coming Depression Dent



Story Behind the World Depression 2008

INTRODUCTION

The present threat of suspected entrance of depression is not an event suddenly came about. In the late seventies, some writers had warned the world that national income distribution in both the developed and the developing economies was going on becoming more unequal with their advancement on the path of economic development and growth. They had opined that the increasing inequality, if not controlled, would one day create a strong barrier in the way of economic development and growth. The warning was over looked. Therefore, on account of persisting inequality, greater portion of national income went on concentrating in the hands of a small numbered rich group and the remaining smaller portion was to feed the large numbered general mass.

INCOM DISTRIBUTION INEQUALITY

 The inequality of income distribution became more rigorous in developing economies because the corruption pacing with development process also contributed a lot towards making the income distribution more unequal therein. I remember (Late) Mr. Rajiv Gandhi when as the Prime Minister of India he had accepted that only 20 paisa (one fifth of a rupee) was being actually utilized in government investment out of one released rupee.  

With the passing of time, some from the rich group became economically and politically so sound that they either entered in the policy making group or became capable of influencing the policy makers. Therefore, the economic policies went on being so formulated that the part of national income going into the hands of these rich elites, and their kith and kin went on increasing. Thus, a group of rich elites, being very small in number, emerged in each capitalist developing or developed economy and grabbed a big portion of the fruits of development and growth. The rest of the rich group stayed on back foot and ultimately joined the following middle income group. Moreover, the poverty alleviation move enabled many of the low income group to step up and join the middle income group. Thus the mass of middle income group went on rapidly increasing in number and thereby the middle income group became a dominant consumer group. It became so wide and so dominant that today the word ‘market’ means the market of consumption goods pertaining to the consumption of this middle income group, unless it is otherwise specified.

THE DEVELOPED ECONOMIES

In developed economies, the rich elites (the rich minority) made use of huge funds, accumulated in their hands, in two ways.

(i) They heavily invested in the production of commodities pertaining to the consumption of the vast middle income group. But, the disposable income of this group increased with a lower rate than the growth rate of the production of their consumption items because of the rising inequality of income distribution and a high degree competition among producers to squeeze the purchasing power of this market dominating group. That is why the developed economies came across slackness especially in the market of the consumer goods pertaining to the consumption of middle income group. The developed economies had got the idea of future slackness or depressive trend well in the later eighties when they started insisting the developing economies for coming under the globalization move so that the extra production of developed economies may find market in developing economies. However, this was pointed out by some economists (like in India when there was introduced the new economic policy in July 91 to provide a good thrust to the process of globalization). But the voice of those thinkers was lost in the uproar of the initially increasing foreign exchange receipts. In addition to this, the behest of IMF and World Bank made the governments of developing member countries to neglect this type of criticisms. With the help of globalization the developed economies has been succeeding in keeping the condition of over production averted for last 20 years. But, the recessive tendency has so far become so strengthened that the developing economies, too, instead of saving the developed economies, have but themselves become victim of depression.

(ii) They utilized the remaining funds, though still bulky, in speculation activities both commodity and non-commodity speculation. The funds (liquidity) utilized in non-commodity speculation (like shares, debentures etc.) was mistakenly regarded as investment and, therefore, taken into account as active saving. But, actually this liquidity or, in other words, this portion of the total saving did nothing towards the effective demand in the market. Thence, it is almost the same as inactive saving. Thus, the liquidity utilized in speculation market (especially in share market) was snatched from the hands of middle income group and turned into inactive saving. This amount along with the black money entered not into demand formation whereby total demand in market lagged behind the total supply and, thereby, a condition of over production came about there.

THE DEVELOPING ECONOMIES

As regards to the developing economies, the story of there’s depressive trend ran almost in the similar way but with a slight difference. Inequalities in income distribution prevailed and went on increasing in developing economies also similarly as in developed economies. The difference was that corruption in developing economies was more persistent than in developed economies. The portion of liquidity accumulated on account of corruption was turned into black money. Only a small portion of this black money could be utilized some how to add to demand in market. Its remaining big portion went either to foreign banks as hidden deposits or stealthily invested in foreign companies or, otherwise, remained unused and lying in hidden money chests of rich elites. This however did not contributed to demand in market but this did not even contributed to the productive investment. The persistent lack of capital in developing economies became more rigorous on account of the black money. Therefore, the developing economies were but experiencing inflationary pressure up to the late eighties on account of heavy autonomous (unproductive) investment in welfare and employment schemes (apart from that in infrastructure) by their governments being dependent on foreign aid, World Bank financing, external debts and deficit financing. As the eighties end and the nineties begin the inflationary trend started being converted into depressive trend in the developing economies also on account of the following events.

(i) Various schemes, moves and drives to convert black money into white were launched whereby a considerable part of black money came out, became converted into white money and it added to productive investment. This increased supply in the market. Though employment also was thereby increased to add to the demand but lesser was added to demand than to supply due to highly unequal income distribution in developing economies.

(ii) Under the process of globalization MNCs were allowed to enter in the developing economies. The MNCs made heavy productive investments and thus considerably added to the total supply in the markets but the thereby increased employment could not equally add to the total demand because a considerable part of their production value (revenue) went to their respective mother countries in the form of profits. Moreover these MNCs kept considerable part of their revenue in the form of undistributed profit deposited generally in the foreign banks.

(iii) The expansion of share markets took impetus in developing economies in the middle of nineties on account of some small scams and computerization of stock exchanges. However, a big scam always creates uncertainty in stock exchange activities and therefore harms the share market. But, contrarily, small scams always help increase the stock exchange activities because small scams create more ups and downs in share prices. The share market business or, in other words, the stock exchange activities are actually the non-commodity speculation activities and, therefore, are directly proportional to the rate of change in share prices with respect to both the time and the level of share prices. The expansion of share market attracted huge amounts of funds (liquidity) which could have contributed to investment, production, employment, consumption etc. in the form of active saving.

(iv) The globalization made easy access to the markets of developing economies for depression stricken developed economies. Therefore, the gluts of consumer goods started being dumped into the markets of developing economies. The goods produced in developed economies are of better quality and cheaper (on account of lower production cost) than the goods produced in developing economies. In addition to this, the consumption of the mass of developing economies is highly conspicuous. These two factors attracted the consumers of developing economies towards those dumped goods so much that their home produced consumption goods lost the demand up to a considerable level. However, the flood of Chinese goods in world market in recent years has made a big dent on the dumping activities of the developed economies but it makes no difference to the importing economy whether dumping is done by China or another country. However, the Chinese dumping increased the intensity of depression in developed economies by affecting adversely the demand of their export.

Each of the events discussed above contributed towards increasing the supply but decreasing the demand of consumption goods in the developing economies. The combined effect of these events made a considerable change whereby up to the year 2008 the developing economies also came into the grip of depressive trend in their markets.

PRESENT SITUATION

Whatever the geography, the travelling path, the process and the story of the depression 2008 may be, we should not hesitate to accept now that it has so far become a problem not only of the developed economies but of the whole world. Therefore, all economies of the world should collectively fight against it taking it as the ‘World Mission Depression 2008’.

Leaving all things aside we should recall Lord Keynes and conceive that depression comes about only when saving exceed investment or, in other words, when a portion of total saving remains un-invested and lying in the form of inactive saving. The present depression 2008 also is not an exception. However, all the governments are claiming that they are keeping deficit in their budgets far more than the estimated inactive saving. But, they are mistaking because they are not including the blocked black money, exported black money and the money utilized in speculating activities in their estimation pertaining to the inactive saving. All the three types of money are the liquidities not utilized as investment. Therefore, the world governments, to fight against the depression 2008, should find ways and means to convert these moneys into investment, desirably into autonomous investment in the beginning. However, a considerable portion of black money is too stubborn to be converted. Similar is in case of the money engaged in speculation. Therefore, the governments should take into account the unconverted part of the black money and the money engaged in speculation, as inactive saving while deciding the extent of their budget deficits. As soon as the governments start keeping their budget deficit more than the total inactive saving estimated as suggested above, the process of reflation will start and bring the world economy out of depression.

      _________________________________________________

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What would your reaction be to severe scarring from self injury?

I used to cut myself a lot. I had (and still have I suppose) some pretty serious mental health problems (depression/bulimia/pychosis)
and it was my way of coping.

It started out just scratches but as time went on it got deeper and deeper (to the point where I severed 2 tendons)

As a result of all that I now have a LOT of scarring all over my body that is obviously from self harm.
Just all kinds of scars, raised scars, deep dents and gashes and scars all over my wrists
Its so ugly and there is so much of it that I know will never go away
:-( I deeply regret what I've done but there is no going back now

I get a lot of staring from people when I'm out and a lot of the time I'm really scared of what they are thinking of me

What would be the first thing that came into your head if you saw
someone with arms like mine?

(btw I would normally cover up but it's summer and its just too damm hot to do that in july)

I have arms like yours and so does my girlfriend. We both don't want to get rid of our scars. I don't know why, but it's sort of like they define who we were- they tell a story. People will probably judge your scars. I know they have mine and my girlfriend's but they don't really know us. They don't know what we went through and they don't understand.
Don't worry about what pleases others and what they think. They don't get it and it's none of their business.







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The Great Crash Ahead: Strategies for a World Turned Upside Down The Great Crash Ahead: Strategies for a World Turned Upside Down
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In his most recent New York Times bestselling book, The Great Depression Ahead, Harry S. Dent, Jr., predicted that the stimulus plan created in response to the first crisis would hit demographic and debt saturation headwinds and ultimately fail...

The Great Depression Ahead: How to Prosper in the Debt Crisis of 2010 - 2012 The Great Depression Ahead: How to Prosper in the Debt Crisis of 2010 - 2012
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Harry S. Dent predicted our current economic crisis, and he foresees still more to come. He predicts that we are headed further towards a major depression reminiscent of Japan’s major recession more than a decade ago, from which their real estate market has yet to recover...

The Great Depression Ahead: How to Prosper in the Crash Following the Greatest Boom in History The Great Depression Ahead: How to Prosper in the Crash Following the Greatest Boom in History
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Rule number one is don't sweat the small stuff. Rule number two is it's all small stuff. By Robert Eliot Find out about Depression Dentists



Dentists - Why Do We Need To Go and Should We Fear Them?

Everyone has been to the dentist at some time in there lives, especially when young, there is not such a fear factor when you are at a young age. But as you get older fear comes it to it, being afraid to go to the dentist is a very common phobia.

But is there any reason to be fearful?

When you do go to the dentist they will ask you what care you have taken of your teeth since your last visit (which in some cases may have been years.) They will then continue to check the health of your teeth, gums and mouth tissue. Dentists will use a probe and mirror to check the crown of every one of your teeth, they check these for either plaque, decay or general looseness. In relation to your gums they should be firm and pink, if they are soft, red and/or swollen it could be a sign of gum disease.

Also on top of this dentists will check the to see if you have any pockets (deep depressions) where the tooth meets the gum. If you have healthy teeth and gums and no sign of gum disease they should only be slight depressions rather than deep as mentioned above. When having a thorough check up the dentist will take x-rays of your mouth, this could flag up tooth decay or even abscesses.
After your teeth have been checked the dentist may recommend a professional clean. By having a professional clean they can remove tough plaque/bacteria build ups and will also polish your teeth which will get rid of unwanted stains (yellowness). Your dentist will run through this in more detail.

If the dentist finds a cavity you will need to return to have it filled at a later date, or if you have other issues you may be referred to an orthodontist.

It is recommended that you visit the dentist for a check up twice a year, if you do, it will only cost a small amount. Say if you do not look after your teeth at home and still do not visit the dentist regularly you could be looking at massive dentistry costs in years to come. How many people can afford unplanned dentistry works? Especially if you a struggling to pay bills at the moment.

Even if you have a healthy routine you still need these regular check ups, some people do not go to the dentist either because of fear or because they feel they do not need to, at the end of the day the dentist is the one who knows whats best for our teeth, what we think may be clean may actually not be.

Going back to the fear / phobia of dentists, or the dentist chair. If I sit back and think about the dentist I automatically think of them standing over you and drilling or pulling out a tooth. A few years ago, when I was neglecting my teeth, I had a tooth pulled out at a local dentist. I knew it was going to be done beforehand and was dreading it, to make it worse it was a cold night and when I came out my tooth absolutely killed (so to speak) I said I would never go again. But when you think logically, if you look after your teeth with regular brushing, flossing and not eating too many sugary items then you should never need to have a tooth pulled out or major work done. Going to the dentist for a check up does not involve any pain, so in fact there is now no fear factor.

Now I make sure I look after my teeth at home, while still having the twice yearly check ups, so I can hopefully avoid expensive dentistry work in the future. So is it the dentist we need to fear or ourselves for not looking after our teeth?

For additional information on looking after your teeth and gums visit http://lookingafteryourteeth.blogspot.com

Thanks for reading

Samuel James

 

About the Author

26 year old male from East Anglia in the United Kingdom.
I have a real passion for obtaining knowledge and article writing, and would like to share information that has been a help or an interest to me. Hopefully it may do the same for you.

http://lookingafteryourteeth.blogspot.com/




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Is it NORMAL For a Dentist to WORK ON You For 9 HOURS Straight?

and you are in the dental chair for tooth extraction, crown, and putting of a bridge.

I couldn't leave because I had anesthetics and instruments in my mouth. I suffered depression and breakdown for 5 days afterwards!!!!
The dentist never let me take a break or calm down after this ordeal. She said it would take 2 hours, and it took 9 !!!!!!!!!!!!!!!!!!!!!

You should have insisted on a break. I would seek professional advice. She ought not practice for so long in my unprofessional opinon

I don't know how you stood it. I was in the chair for an hour the other week and was worn out.







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Ain't Life 'a Hoot: The Life and Times of a Country Dentist Ain't Life 'a Hoot: The Life and Times of a Country Dentist
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Exceptionally entertaining and educational, Ain’t Life 'a Hoot (Volume 1) is the true-life story of a farm boy growing up in rural central west Louisiana. This book frames in-depth snapshots of a lifestyle that reflect humor, hard work, a love of nature, and the vital role of devoted family and friends in the shaping of a young life...


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There are people who have an appetite for grief; pleasure is not strong enough and they crave pain. They have mithridatic stomachs which must be fed on poisoned bread natures so doomed that no prosperity can sooth their ragged and dishevelled desolation. By Ralph Waldo Emerson Find out about Great Depression Dent



Family Dining in the Quad Cities: Restaurants in Davenport, Iowa

Since its birth in 1836, the city of Davenport, Iowa has been home to a menagerie of people, cultures, historical figures and popular icons. Davenport has seen its fair share of troubled times; wars among the local Indian tribes, and The Great Depression. Despite its rough start, Davenport has grown to be the largest city in the Quad Cities area. With a city as diverse as this, it’s hard to find a corner where there isn’t a restaurant, diner, eatery, deli or food shop available to satiate any craving you have.

Restaurants in Davenport: A Latino Flair

Are you and your family looking for something a little spicier than the normal everyday fare? Can’t seem to quiet that grumble in your belly calling out for savory, delectable food? Look no further than the restaurants in Davenport, Iowa. Your family cannot go wrong when choosing a Mexican or Latino influenced restaurant in the Quad Cities area. With a growing population of Latinos, you are bound to find an authentic eatery not too far from home. These restaurants will make you muy hungry for a huge burrito piled high with sauce, cheese, guacamole, seasoned rice, spicy meat and an aroma to die for. If burritos aren’t your thing, you could always try a sizzling fajita or carnitas platter. Then again, if Mexican food isn’t your thing, you could try sampling the delights at any number of other restaurants in the Quad Cities.

Restaurants in Davenport: Al Dente Italian Cuisine

You don’t have to take a European trek in order to enjoy authentic Italian food right in Davenport. Pack the family into the car and make a trip to the closest Italian restaurant, where the food comes in huge portions, the staff is all smiles and laughter, the décor is true to the Italian flavor, and the atmosphere is friendly and jovial. From tangy, savory marinara to creamy, cheesy alfredo, you’ll find a taste to satisfy your hunger. Are you tired of meals that just can’t seem to fill you up? Italians are notorious for offering heaping servings of freshly made pastas, soups, salads and breads- make sure to wear pants with an adjustable waistband! Honestly, there needn’t be a hungry person within 100 miles of any restaurants in the Quad Cities, especially if you know where to go.

Restaurants in Davenport: Pizza, Pizza Everywhere

Pizza, that infamous steaming circle of deliciousness, is baking to perfection within the steely oven of a pizza restaurant in Davenport, Iowa. If you have a picky family, pizza is the perfect food. If Sally wants pepperoni, but Tommy wants ham, get a pizza with pepperoni on one side and ham on the other. Pizzas come in different sizes, shapes, portions, toppings, and crusts. Pizza is an affordable family favorite available to you in a scrumptious smelling pizza restaurant in the Quad Cities town of Davenport.

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Restaurants Davenport and Restaurants Quad Cities bring culture, flavors and true experiences into your life. Take the family out for a night on the town. For fabulous deals, check out Quad Cities Dining Tour today!




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Roosevelt's New Deal?

Did the New Deal end the great depression? Or just make a small dent?

No, the New Deal did not end the Great Depression. But it probably did head off major changes in the country. With some relief programs and some make work things FDR took care of some short term problems. But it could have led to some kind of revolution, capitalism was on its knees. The wealthy, the group from whence FDR came, hated him, the could not even speak his name. They referred to him as "That man in the White House". But he might very well have saved their butts.

He was a master at communication and took to the airwaves to talk to the country in strong and confident terms. Things were not much better but people thought they were. His phrase "the only thing we have to fear is fear itself" was a master stroke

The outbreak of war in Europe on September 3rd, 1939 ended the economic problem in America. The U.S. has been making war materials for England for some time and sped up after the war began. The unemployed were mostly back to work by the end of 1940.







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The Great Crash Ahead: Strategies for a World Turned Upside Down The Great Crash Ahead: Strategies for a World Turned Upside Down
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In his most recent New York Times bestselling book, The Great Depression Ahead, Harry S. Dent, Jr., predicted that the stimulus plan created in response to the first crisis would hit demographic and debt saturation headwinds and ultimately fail...

The Great Depression Ahead: How to Prosper in the Debt Crisis of 2010 - 2012 The Great Depression Ahead: How to Prosper in the Debt Crisis of 2010 - 2012
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The first and last economic depression that you will experience in your lifetime is just ahead. The year 2009 will be the beginning of the next long-term winter season and the initial end of prosperity in almost every market, ushering in a downturn like most of us have not experienced before...

The Great Depression Ahead: How to Prosper in the Crash Following the Greatest Boom in History The Great Depression Ahead: How to Prosper in the Crash Following the Greatest Boom in History
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Fear is the lengthened shadow of ignorance. By Arnold Glasow Find out about Depression Dent



Economic Growth Expected, But Can It Be Sustained?

America has just witnessed the biggest recession since the great depression; we are all still standing on shaky ground unable to make anything out of the mess we are left with. American's remain jobless, stocks are bouncing back and forth, home sales a dropping and health care still seems reluctant to work itself out.

The government has said that the recession is over, which should be a relief to everyone. Though the theory is, is that the recession has only ended because the government has pushed money in order to gain control back, so what happens when that money is all gone? Do we survive and go about life before there was a recession or could this just be setting America up for a recession so big, it makes the Great Depression seem small.

Many are asking the $787 trillion question right now. "With the recession being contained, are we going to be able to sustain it?" Economists seem disturbed by the thought of the government leaving the economy to try to stand on its two feet. They believe that within the next couple of months alone we will be entering another recession.

As of right now, economists are saying that the nation's total output is at annual rate of 3.3 percent for the months of July through September, after it continuously constricted for four quarters.

This growth seems wonderful until you add in the fact that it came from the government's hand rather than the people. People are what help the economy grow, when it's backed by the government, we are bound to fail. For instance, let's say that the economy is a business (it's your business), you are the owner but you are also your only customer. You can't play both because you won't succeed, which means you're business will be closed down. Sure you could get donations, but what happens when those donations stop? The business stops as well. So the government donates money to the economy for the better, once the donation stops though will the circulation continue or will the economy fail? To succeed in a business you need consumers, you need money that isn't yours that keeps passing through your business. So does economy.

Home sales have dropped 3.6 percent; the Federal Reserve has tried to help keep mortgage rates low by committing $1.25 trillion to the cause. Home builders are generally the biggest business to help the unemployed find employment but because sales are so low, they have to shun people away.

This leads us to the unemployment rate that continues to fall, with an anticipated 10 percent unemployed next year. American's are fretting more and more about what is to be done about not being able to find a job.

Why not try something different? How about working in a field you never thought you would? Or working in a field you have enthusiasm for such as Paintless Dent Repair. Paintless Dent Repair can earn you the much needed income you are currently seeking and you could be training on cars you've always wanted to be next too.

Superior Auto Institute is a great school for learning this particular trade and with all their attention on only one student at a time, you feel as though you are important. They don't lock you up in a classroom somewhere and show you car sketches, you are dealing with a hand-s on type of school. Paintless Dent Repair just might be the exciting career you have always hoped for.

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Depression Dent <h2>Depression Dent Brand New Information</h2>
How do i get rid of the dent in my leg i got "driving with my knee?" #1) need to quit this dangerous habit...

I seem to have developed a dent/depression in my quad...fairly recently...but it persists for hours & days past the last time I found myself driving with my knee/leg (as in no hands). I only drive like this briefly (and never in traffic) but it's not going away....weird. Not looking for a lecture on responsibility when driving...just wondering if anyone else has experienced this.

I drive with my knee too and have never had that problem. If you're really worried about it (which it seems you are otherwise you wouldn't have put a question on here...) you should ask your doctor about it. Good luck!







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Nobody's Fool Nobody's Fool
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Worn to perfection is the tag line promoting this crafted character study. It describes Paul Newman, the resourceful 70-year-old lead actor, but not his character, Sully, a North Bath, New York, loner who totally emulates the negative definition of the title...

Dent Out Cross Bar Ding Repair Kit Dent Out Cross Bar Ding Repair Kit
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This easy to use, inexpensive Glue Puller Kit allows for simple, cost efficient removal of small to medium dents/dings on all panels of your vehicle. More and more, light gauge sheet metal is being used in the construction of vehicles...

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This easy to use, inexpensive Glue Puller Kit allows for simple, cost efficient removal of small to medium dents/dings on all panels of your vehicle. More and more, light gauge sheet metal is being used in the construction of vehicles...

Dent Fix Paintless Dent Repair Kit - B-100 Dent Fix Paintless Dent Repair Kit - B-100
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This Cross Bar Set is ideal for small to medium damage on all panels. Includes knock down tool and 2 sizes of glue studs. Get started today, easy to use. Super bonding adhesive and release agent give great results...

The Great Crash Ahead: Strategies for a World Turned Upside Down The Great Crash Ahead: Strategies for a World Turned Upside Down
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In his most recent New York Times bestselling book, The Great Depression Ahead, Harry S. Dent, Jr., predicted that the stimulus plan created in response to the first crisis would hit demographic and debt saturation headwinds and ultimately fail...

The Great Depression Ahead: How to Prosper in the Debt Crisis of 2010 - 2012 The Great Depression Ahead: How to Prosper in the Debt Crisis of 2010 - 2012
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Used From: $2.39

The first and last economic depression that you will experience in your lifetime is just ahead. The year 2009 will be the beginning of the next long-term winter season and the initial end of prosperity in almost every market, ushering in a downturn like most of us have not experienced before...

How to Good-bye Depression: If You Constrict Anus 100 Times Everyday. Malarkey? or Effective Way? How to Good-bye Depression: If You Constrict Anus 100 Times Everyday. Malarkey? or Effective Way?
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I think constricting anus 100 times and denting navel 100 times in succession everyday is effective to good-bye depression and take back youth. You can do so at a boring meeting or in a subway. I have known 70-year-old man who has practiced it for 20 years...


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Worrying is like a rocking chair it gives you something to do but it gets you nowhere. By Glenn Turner Find out about Economic Depression News



A Self- Improvement Breakthrough Formula for Baby Boomers Economic Depression

Baby boomers economic depression is caused in part by the sudden realization that early retirement causes pressure on the family budget. Jobs are harder to get and funds raised from the sale of a business are soon spent.

There is a workable self-improvement breakthrough formula for this challenge. This three part formula requires you to make some quality choices to turn your situation around. It will happen over time.

At the center of this formula is the assumption that you really want to defeat baby boomers economic depression and develop a program that keeps it away from your life for the rest of your days.

They key issue for all baby boomers who want this outcome is building and maintaining a "desire fire" for it. You can use work experiences to create self-improvement programs which will give you the income to get a mature years you are happy with as you celebrate your new lifestyle.

Use the three point formula below . It will change your outlook on life for the rest of your days.

1. Get to the Root of The Challenge

The truth is baby boomers economic depression does not start in your wallet. It starts in your head. And involves your heart as well as the words of your mouth and the actions of your body. Your response to a change in your economic circumstances will bring you a lifestyle of defeat or victory.

Look at the plight of baby boomers who have given their life to a workplace only to have their job sent offshore. 25 years of service counts for nothing. What do you do?

First up you do not panic. That creates a spiral of depression that can prove fatal. You need to recognize the power of your thoughts over your future.

You can't stop bad news in the form of a job layoff or a failed business. You can however choose your response. You can lay down and accept it as a defeat or, the best option, is to decide to fight back in your thought life. The appearance of depressing events often can not be prevented but the length of time you stay depressed is determined by you. You choose how long it lasts.

You need to be clear on the required attitude here. It's not all about getting mad with your boss or creditors. It's about picking yourself up from this depressing "valley floor experience" and asking yourself what you can do to reinvent yourself. This is where you start to defeat baby boomers economic depression.

2. Take Control of Your Baby Boomer Economic Future

You will have better success in reinventing yourself when you replace your negative thoughts with positive ones. This is the foundation for your baby boomer self-improvement program. Expect to find a job that's better than you lost and you will find it.

Keep the hope in your head and faith in your heart that your best years are still ahead. Your hope will be rewarded.

3. Always Look for Opportunities to Better Use Your "Assets"

Your "Assets" are the skills, abilities and talents you've developed over the years and you've got plenty of them.

Use your best storytelling mode to tell others, at Church, in locations where you do voluntary work, of your abilities. Always have a pleasant attitude and highlight your ongoing search for jobs to benefit others with your skills.

You get the picture. Spread the news that you are available for hire and open to any business opportunity that may come your way. Seek and you'll. Remember also sometimes you may need perseverance as you apply the Bible truth "knock and it shall be opened unto you". That's how doors of economic opportunity get opened.

May you join the ranks of those who are fighting back against baby boomers economic depression and winning the battle.

About the Author

Ken Little is a writer, teacher, public speaker and publisher of a classic - Get your Free ebook "How I Became Young at Sixty" by going to:

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Do you think that we be headed for a depression like 1929? Look below at the news.?

Todays news: The housing crisis. A bank failure. Oil shocks. The credit crunch. A job slump. The mortgage meltdown. Feeble auto sales. The stock market slide. A sour economic outlook was delivered to Congress on Tuesday

And still - we are not even in a recession. No, we learned from that fiasco and there are now semi-independent government institutions designed to prevent large down (and up) turns plus we are not on the disastrous gold standard anymore that had a lot to do with it. Unless oil supply is drastically reduced, we will not go into a depression (although, the ominous signs of a Chinese economic meltdown is another possibility were it to occur as it looks like it will).







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The Secret of Oz won best documentary of 2010 at the Beloit International Film Festival. It won the Silver Sierra Award for Excellence in Filmmaking at the Yosemite Film Festival. It won the Award of Merit at The Accolade Competition in La Jolla, California...

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Ridiculous Capitalist Propaganda Film! America's Distribution of Wealth DVD (1955) Ridiculous Capitalist Propaganda Film! America's Distribution of Wealth DVD (1955)
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This is an incredible vintage film that features a Harding College economics professor arguing that capitalism doesn't produce a class divided society - in fact, wealth is equitably distributed! This firmly anti-Communist video uses charts, animation, and powerful rhetoric to hammer down its points in favor of capitalism...

The Harvest Gypsies: On the Road to The Harvest Gypsies: On the Road to "the Grapes of Wrath"
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Recently listed in the Top 100 List of the Century's Best American Journalism Gathered in this important volume are seven newspaper articles on migrant farm workers that John Steinbeck wrote for "The San Francisco News" in 1936, three years before _The Grapes of Wrath_...


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If you treat every situation as a life and death matter you'll die a lot of times. By Dean Smith Find out about Great Depression News



Understanding My Great Depression

I never understood depression, until I was 57. It happened this way:

Two days after my “visit” to the emergency ward I met with a urologist. He told me several things can cause blood in the urine, including a bladder infection. He gave me a prescription for antibiotics and scheduled an appointment with me so he could look into my bladder—something I dreaded.

I asked, “Can’t we do the appointment sooner? I don’t like having to wait almost a week.”

“I’m sorry, but I just can’t.”

The next day I had a body scan with contrast. A few days later Dr. Sherman called. He said the results were encouraging, but he wanted me to take a PET scan.

I asked, “If the results are so encouraging why should I take a PET scan?”

“Just so we’re sure about the spots on your lung.”

Dr. Sherman, it seemed, wasn’t being honest with me. I understood he didn’t want to scare me, but my having cancer was a real possibility and, well, I just didn’t like the idea of doctors thinking they could fool me into believing I had nothing to worry about.

Did they think I hadn’t heard of WebMD.com?

I got a phone call from an old co-worker, Dan. Dan and I had never been close friends. To be honest, I had trouble with his radical politics, and with his bitterness. Dan was a failed artist, and I guess I was scared of becoming one too. Still, there was a bond between us: the Twelve Steps. Dan was a recovering alcoholic, though I suspected he occasionally fell off the wagon. (He often called in sick.)

“Randy, I ran into one of the guys you worked with. He told me you left Frank.”

“Yeah, I had a run-in with his alcoholic son about a year ago. When Frank got back from California he took my side of the argument. This infuriated Frank Jr. For the next year he was always on my case, always putting me down. Then last week he told me his father was semi-retired, and that, since he was now in charge, it was my job to drive cars with one headlight out. I told him I couldn’t do that, so he told me to leave. Dan, at this point in my life I just can’t work for an active alcoholic. Sometimes I just hate them, though I know I shouldn’t.”

“I hear you.”

“I have more news.” I filled Dan in on my medical condition.

“I’m really sorry to hear that. It sounds like you’re doing all the right things to take care of yourself. I hope everything turns out okay. I knew someone who was diagnosed with advanced bladder cancer fifteen years ago. They built him a new bladder. He’s doing fine.”

“That’s the one thing I’m grateful for: Bladder cancer, as long as it hasn’t spread, is treatable.”

I remembered that, for an alcoholic, Dan was an exception: He listened.

“I have medical news too,” Dan said. “Ever since my hernia operation I’ve been having some trouble, so I have to go back and have a second procedure. It’s nothing major. I won’t even have to say overnight in the hospital.”

“When are you going in?”

“In a week.”

Though I was concerned for Dan, I was envious. I wished I had his medical condition rather than mine.

We agreed to stay in touch. I hung up feeling glad that, in spite of our political differences, Dan and I had found a way to be friendly.

Finally: the morning of my bladder exam. I didn’t feel very scared, probably because I was still in denial, the way I had been in denial about so many things: my fear, my vulnerability, and my lack of self-worth.

To fast forward ahead: my bladder exam was negative. I didn’t have bladder cancer. One more scan to go.

Also negative. I didn’t have lung or any other type of cancer. Relieved, I was sure I’d feel great and finally leave my resentments and regrets behind

I didn’t. In fact, I felt a little worse. I wasn’t sure why. At first I assumed it was because I again felt like a victim, this time because I had to start all over again at a new limo company, just because the boss’s son was a drunk.

Again the world seemed so unfair!

But I did start again and found myself surrounded with unfamiliar faces. I felt lonely, like an outsider who didn’t belong.

Baron, a guy I used to work with, called me. “I have bad news,” he said. “Dan didn’t make it.”

“Didn’t make it?”

“Yeah, he died of a heart attack on the table.”

“What? He was only sixty-two.”

“I know.”

“How’d you find out?”

“Dan gave the hospital my name and number. I guess he had no one else.”

Still not believing that Dan had died, I thought of how strange it was that just a week ago I possibly had cancer while Dan had a minor medical condition, and yet Dan passed away, and I was fine.

I thanked Baron for calling. I thought of how Dan died a lonely, failed, bitter artist. More than anything I wished I could rewrite his story, but I knew I couldn’t.

Within a few hours I sank into a quicksand of grief. Surprised at how deep and thick the quicksand was, I wondered, is all my grief over Dan?

Soon I realized much of it was over my cancer-ridden parents’ horrible deaths. Again I wanted to go back in time and make peace with them before they fell sick; and again I didn’t want to face grief, so I wished I could deny it, the way I had denied the grief of my childhood, but then I told myself that feeling grief was a good thing—a sign of my now being strong enough to come to terms with it.

I assumed, therefore, my grief would run its course and retreat, but like a river fed by tributaries, my grief grew stronger and deeper; and so I sensed Dan’s and my parents’ passing weren’t the only source of my grief.

But else what was? Searching for an answer I lay down, closed my eyes and meditated. Soon I came to see that much of the source was my fear of also dying as a lonely, failed, bitter artist.

I looked forward to my monthly therapy session.

It arrived, finally. I told Matt I got a clean bill of health.

“That’s great news.”

I told Matt about Dan, and then spoke about my recent disappointments: failing the eye exam, seeing my book sales go nowhere and again changing jobs because of an alcoholic or drug-addict boss.

“And what does all that mean?” Matt asked.

“What do you mean?”

“Do you feel you caused all those disappointments?”

“No, that’s what makes them even more painful.”

“You do have good news: You’re healthy. Why not focus on that?”

“My feelings are not a telescope. I just can’t adjust them.”

“Do you think it’s in any way connected to your tendency to focus on the negative?”

Annoyed by the question, I answered, “I suppose so.” I went on and told Matt how tired I was of being a chauffeur, of having to fight New York City traffic, of having to sit in a car by myself hour after hour, of having to work for owners who never listened to me. “Chauffeuring was tolerable when I was pursuing a writing career, but where has that career led me: to a dead end walled with debt. I feel I’ve wasted the last twenty years of my life, and wish I had taken that job with FedEx all those years ago. Becoming a writer once seemed like a dream. Now it seems like a curse. I don’t understand how, after my book got some great reviews, the reviews have just stopped. I’m so sick of writing and revising. Besides, I don’t have anything else to say.”

“Do you feel you have options?” Matt asked.

“Not unless I buy them in the stock market.”

“You once talked about moving out West and driving a school bus.”

“Do you think that’s a real possibility?”

“You once thought it was.”

“I feel like this conversation is going in circles.” I looked at the small clock on the desk. The session was almost over. I can’t wait to get out of here.

Matt ended the session by again reminding me that I had a tendency to focus on the negative rather than the positive.

Easy for him to say

 A half-hour later I walked into my apartment, and suddenly my grief and disappointment spun like a black hole and pulled me into a pitch-black depression. Again and again I thought—I obsessed—of how nothing ever seemed to work out for me. I assumed, therefore, nothing ever would. I felt cursed, and was sure no one would ever publish my book of fly fishing memoirs. I was also sure that, at fifty-five, I didn’t have any possibility of finding a rewarding career. I dreaded, as if it were the plague, the possibility that I’d have to drive a limousine for the next ten years. I wondered what the purpose of living was. I again read Hamlet’s To Be Or Not To Be soliloquy. His words hit like George Foreman’s punches. To me, living in misery seemed like a coward’s way out. I didn’t see how I’d be able to go to work the next day, or the next.

I reminded myself to stay in the day, but I couldn’t, so I tried to stay in the hour. I couldn’t. I tried to stay in the moment.

The moments moved like a river of molasses.

Somehow I made it through the next day of work, though my pain deepened. Finally home, I thought, for the first time in my life, of the best way of ending it all. The thought of jumping off a building and mutilating my body didn’t sit well with me, so I turned to the thought of taking an overdose of sleeping pills. And if I could get the pills, how would I say goodbye? Easy: I’d write letters to my friends and my sister, explaining why I decided not to go on living. Yes, my decision would cause them, especially my sister, pain, but maybe, just maybe, they would find a way to understand.

I made it through another day of work, and another, and then I thought of how Dan’s death had started a chain reaction of dark feelings. I wondered, How, with all my recovery, did I fall into my first severe depression? Was all my recovery, therefore, a waste of time? If only I could time travel back, to before I was in recovery, then I could again repress and deny my pain.

But like a flowing river, I couldn’t go back.

I thought of my sister, of how she had suffered from depression and had tried, several times, to commit suicide. I thought of how I never understood the pain she, and others, had lived with before modern-day antidepressants—and not just for a few weeks but for many, many years. I thought of how, for the first time in my life, I experienced the suffocating grip of depression, and of how I now understood its crushing pain.

No wonder my sister and Robert and the bosses I’ve worked for, became alcoholics and drug addicts. Should I take antidepressants? But they won’t change that I’m at a dead end in my life. And what about all those people who don’t have writing or dreams and have to work dead-end jobs, many to support families. How do they do it without being depressed? Suddenly I feel so sorry for them. Yes, I had been blessed to have a dream, even though I didn’t always see it.

 

Finally my work week ended. I spent my days off lying on my couch, watching movies and TV and trying, somewhat successfully, to numb my pain. I went to a Twelve Step meeting. Terribly ashamed of my great depression, I didn’t share about it.

I had to go back to work.

Like an angler wading upstream against a strong current, I made it through another work week, one step, one moment at a time.

I stood on 57th street, waiting for a bus. I remembered often sharing my feelings of disappointment with Matt. I remembered him always asking me questions, him inferring that my feelings were somehow not valid, and therefore my fault.

I got on the bus. The thought hit me: During all my years of therapy, all my years of disappointment, Matt had never shown me the slightest bit of empathy.

Immediately, my depression eased its deadly grip.

A half hour later I walked into my apartment and meditated. Yes, my depression, my thoughts of suicide, my lack of self-worth, must be connected to my not receiving empathy. Yes, during my whole life I’ve probably denied how much I craved empathy; but now, because of my recovery and my recent cancer scare, I’m able, finally, to admit my craving. Has the final layer of my recovery been peeled? Am I now ready to have all my character defects lifted? Yes, I should be grateful. When the other layers were peeled, I also felt pain. And my mother—yes, she too was in so much pain because her parents spent so much empathy on their dying son they had none left for her. No wonder she raged. And my father: his parents were so self-involved they had little empathy for him. No wonder he denied his feelings. If only I had seen this sooner. But I’m not supposed to regret the past. I have to go forward, like a river. Yes, my cancer scare has changed me, though not in the way I expected. It has helped me understand the pain of others and has helped me become more empathetic. Maybe the blood in my urine happened for a reason, like the time my fly line broke and I had to change lines and ended up catching a fish. And maybe, just maybe, a loving Higher Power is helping me take my recovery to a deeper level. Yet still I’m so scared to believe in a loving, active Higher Power. Is it because I’m afraid of being hurt again? Am I that vulnerable? No! I can choose to see myself as someone who’s been through so much, and has always kept getting up, always kept using my pain to help me grow. Yes, my recovery, if I work it, will help me find a way.

I woke up the next morning and ate breakfast. My depression, it seemed, had lifted.

I went to a Twelve Step meeting and shared about my recent depression and how it had changed me. After the meeting several people came up to me and told me how helpful my share was. She thanked me, then again.

Grateful, I thought, Yes, I can still help others. Perhaps I still have important writing to do, important amends to make. True, I don’t see the solutions for my life right now, but in the past, like after my mother died, I also didn’t see solutions, and yet solutions revealed themselves, not in my time but in theirs, and always, I now see, for the better. Who knows, maybe my book will start to sell, and I’ll sell my new book, especially because, after all I’ve been through, I now see the way my memoirs and autobiographical stories are unified. And with all those notes I’ve taken during last fishing season, I can write a new memoir, and though I see only the first half of my story, with spring almost here, perhaps my new adventures will lead me on a path that will show me how my new memoir will end.

About the Author

I'm a native New Yorker. My writing has appeared in many publications, including The Flyfisher, Flyfishing & Tying Journal and Fishing And Hunting News. I'm also the author of the historical novel, The Fly Caster Who Tried To Make Peace With the World.

     Much of my writing is about the techniques of spin and fly casting and about the spirituality/recovery of fly fishing. I often fish the streams of Westchester, the piers of New York City and the lakes of Central Park.




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Is there going to be another Great Depression? Im kinda worried about that & i dont want it to happen?

From all the talk i hear on the news, lots of people are starting to worry, and I am too. I really hate what Bush has done to this country!! Its all corrupt now, and i want to know if there is going to be another Depression like in the 1930's, or will the true hard working American people get out of this mess we got into?? please share your thoughts, and ease me on my worries about another depression coming through here

Theres a saying regarding this matter: A recession is when your neighbor is out of their job, a depression is when you are out of yours.

Before I get into it here is a quote to help your answer:
Martin Hennecke, of the Tyche Group says: “What investors need to understand, it’s not just about subprime and mortgages it’s really a big crisis of debt on all levels, even government debt hitting the West now and that’s very significant. In our view, it’s just getting started and it will really develop into a very, very severe recession maybe a real depression of the style we saw in 1929.”

Since 1913 the government has been creating paper money out of thin air. . Our dollar is not backed by gold, it has no value. Inflation as we are seeing is the destruction of value. It is the governments program of increasing the supply of money, which devalues the currency and causes the prices to go up. An example is Germany during the 20th century, the runaway inflation came and the middle class was wiped out.

The people are realizing our money is being made out of thin air. We permitted the politicians along with the central bankers to create unlimited money. The notion of a central bank is unconstitutional. Our founding fathers warned us against this. The Founders of this country, and a large majority of the American people up until the 1930s, disdained paper money, respected commodity money, and disapproved of a central bank’s monopoly control of money creation and interest rates. Ironically, it was the abuse of the gold standard, the Fed’s credit-creating habits of the 1920s, and its subsequent mischief in the 1930s, that not only gave us the Great Depression, but also prolonged it. Yet sound money was blamed for all the suffering. That’s why people hardly objected when Roosevelt and his statist friends confiscated gold and radically debased the currency, ushering in the age of worldwide fiat currencies with which the international economy struggles today.

James Madison warned of “The pestilent effects of paper money,” as the Founders had vivid memories of the destructiveness of the Continental dollar. George Mason of Virginia said that he had a “Mortal hatred to paper money.” Constitutional Convention delegate Oliver Ellsworth from Connecticut thought the convention “A favorable moment to shut and bar the door against paper money.” This view of the evils of paper money was shared by almost all the delegates to the convention, and was the reason the Constitution limited congressional authority to deal with the issue and mandated that only gold and silver could be legal tender. Paper money was prohibited and no central bank was authorized.

Printing money as they loosely say is illegal, you could call this counter fitting. The federal reserve created a system where banks only had to hold a fraction of reserves in order to create credit, this is another way the government debases currency. They print money, create credit, as it goes through the banking system we further expand the supply of money, diluting the value of money which is the inflation we see. This is an immoral and unjust tax on the people which many are unaware of.

Greenspan has kept the trend of inflation together longer than anyone. The dollar has been accepted by the world banks as having the value of gold, this created a global bubble which is about to burst as the global economy is suffering along with us.

Dealing with interest rates,Greenspan knew exactly what the consequences of his low interest rates would be. The trap was set to lure in unsuspecting borrowers who felt they could augment their stagnant wages by joining the housing gold rush. It was a great way to mask a deteriorating economy by expanding personal debt.

Alan Greenspan, years before he became Federal Reserve Board Chairman in charge of flagrantly debasing the U.S. dollar, wrote about this connection between sound money, prosperity, and freedom. In his article “Gold and Economic Freedom” (The Objectivist, July 1966), Greenspan starts by saying: “An almost hysterical antagonism toward the gold standard is an issue that unites statists of all persuasions. They seem to sense…that gold and economic freedom are inseparable.” Further he states that: “Under the gold standard, a free banking system stands as the protector of an economy’s stability and balanced growth.” Astoundingly, Mr. Greenspan’s analysis of the 1929 market crash, and how the Fed precipitated the crisis, directly parallels current conditions we are experienced under his management of the Fed. Greenspan explains: “The excess credit which the Fed pumped into the economy spilled over into the stock market- triggering a fantastic speculative boom.” And, “…By 1929 the speculative imbalances had become overwhelming and unmanageable by the Fed.” Greenspan concluded his article by stating: “In the absence of the gold standard, there is no way to protect savings from confiscation through inflation.” He explains that the “shabby secret” of the proponents of big government and paper money is that deficit spending is simply nothing more than a “scheme for the hidden confiscation of wealth.” Yet here we are today with a purely fiat monetary system, once managed almost exclusively by Alan Greenspan, who once so correctly denounced the Fed’s role in the Depression while recognizing the need for sound money.

In 1955, Economist Victor Lebow wrote in the Journal of Retailing, "Our enormously productive economy demands that we make consumption a way of life, that we convert the buying and use of goods into rituals, that we seek our spiritual satisfaction, our ego satisfaction, in consumption. We need things consumed, burned up, replaced, and discarded at an ever-increasing rate.

You have to look into other areas directly related to economics such as documentations of government dealings. Take the inflation for example, how could this be part of a plan from decades ago? After world war two the government worked to create this system with lobbyists.

President Eisenhower's council of economic advisor's chairman said: "Our ultimate purpose is to produce more consumer goods." What? Not to provide health care, jobs, sustainability, but consumer goods, our ULTIMATE purpose? It's no wonder we have more crap than jobs, or opportunities or even hope. It's no wonder we only keep 1% of everything we consume in a year, we have to respond to the call of a plan designed for us. How would this plan be carried out in this day and age without inflation caused by the debasing of our currency... it wouldn't have. Two strategies used for this are: planned obsolescence and perceived obsolescence. Google it to learn more.

Signs of this economic plan could be seen anywhere to the trained eye. During the tragedy of 9/11 Mr. Bush could have suggested a number of appropriate things like to pray, grieve, to hope or come together. Instead Bush said we should shop, SHOP! In every act, everywhere we turn there is programming telling us to add to the inflation in a desperate attempt to stop others from realizing the truth.

Take a look around you. School tuition has risen 300% in some states in the last 5 years. Not only gas but food and daily essentials are rising as wages remain the same. More and more people can't afford health care. Our poor and lower class have increased dramatically, unemployment has risen its highest recently since Katrina. Veterans and elderlyI know have been forced out of their homes, admitted to senior developments because the government has gone after the little they have to survive on. The privitization of government, missing billions of tax dollars, the unconstitutional hiring of private military and spending for government spying on its citizens all contribute to this economic collapse caused by paper money devaluing our currency.

If one person cannot prosper in a prosperous country then perhaps things are not what they seem. And we have much more than one person to take care of who faces financial crisis. People don't stamp a word like depression until it happens to them, but its spreading like wild fire and soon everyone will realize there really never is control just the illusion of control.

Take walking or running for example: Walking or running would seem like an every day act, possibly a human triumph in the animal kingdom. But walking is actually a controlled fall in which you manipulate gravity and place your next foot forward to create balance and stability. It isn't something independent in itself, it is a controlled state of falling and at times we may not always be able to hold that state. In fact age wears us thin in this task.

The truth is we have already spun out of control and now we are crashing down. Go invest your money in foreign currency and make sure you have friends outside the states.







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Rebalancing Portfolio in Depressed Market - Restructure Portfolio Before You Invest New Funds

Everyone makes money in Bull markets. It is said that the bulls are the friends of the fools. This is why when the bulls get slaughtered in the market crash; the fools are the first victims. They are the most hopefuls of the lots. They tend to believe that there will always be sunshine, they ignore the earnings and warning signs, garland the high flyers in the name of growth, and welcome the Mergers and Acquisitions as the sign of welcome interest in their economies.

However, regardless of the pains, they enjoyed the journey and whatever minor gains they earned for their smartness. The market correction comes from nowhere, without notice, without anything appearing on CNBC or other business channels, and that is what called the “Market surprise”

Market is the unpredictable Beast
Often the media blurts on both horns that “market says this, market says that, market will go here, market will go there etc”. This is very amusing. The market never talks; it just behaves the way it wants to. The innocent investors, who are normally late entrants; read, hear and watch 100 times same item and get carried away.

I always used to teach my customers that you never make investments by reading newspapers or watching CNBC, NDTV or other stocks channels. When the news is known to everyone, there is no more secrecy left, and the stock pattern reverses itself.

Now that one has burnt his finger as a speculator, he qualifies to become an Investor. The losses are the tuition fees that one pays to learn from the bears. The bulls just kick, not bears. This is why there is always a “Bear Hug’. Only those hug who are our friends or well wishers. Have you heard ever the term “Bull Hug”? 

Not many cope with the stress and the problem. They begin to distrust everyone, same way the banks do not trust each other today. All are in same boat.

Learn this Primer before you proceed further

When you were in normal or bull market... 
You were perhaps entering after watching others making money (that they falsely claim – never believe them). Your entry level is perhaps high. Do the following:

Treat each transaction (A1, A2, and A3) of each stock (A, B C) as separate transaction. Never count the Average Cost

  • Sell the transaction whenever you are in profit by at least 11%.
  • Thus if you are losing in A1 but making money in A2 and the stock is not going further, sell A2 and retain cash – do not employ elsewhere.
  • If the stock A goes higher, do not regret your decision for selling A2. You still have A1, so sell it if the stock has made big move recently.
  • If the stock goes down, buy back the same stock, if you believe that its full potential is not reached as yet.


NEVER hate yourself
for any mistake. It is natural. You are your best friend and worst enemy. You decide what you want.


Never ignore your mainstay business
while investing in stock market. Remember, you got money to invest only from your mainstay business.  


Keep two boxes – RED and GREEN
.

  • When you make money, deposit 10 Cents/Paisa per 100 (0.10%) in either box if you booked losses or gains. For example, if you make 1,000, deposit Rs/$1 in your green box. If you have booked loss, put it in red box. At the end of any period, see how many units are in Red and Green. If Red contains 20 and Green 30, you made a gain of 10 x 1000 – 10,000

Avoid buying IPO in bull market because they are always hyped up and valuation is rich. When the stock does not have history, do not touch it as far as possible unless you have special reasons to do so. The idea of becoming instant money on opening day of the trading is dangerous. I never bought IPO in my life.

  • EXAMPLE: Look what happened to Reliance Power IPO (in India). While it is at depressed level, in this market crash, Goldman Sachs has come up with the negative recommendation lowering the target even further. Where was the Goldman at IPO stage? All brokers are suckers in the game – When it is good, they call it best; and when it is bad, they call it worst. When they want to see the price higher, they talk about the company vs GDP, Infrastructure, and growth etc – all big things. When their call goes wrong or the market crashes, they start talking about the fundamentals.


Read, listen and watch
everything and everybody but make your own decision. God has given you a tiny little brain which is thousand times more powerful that Intel dual core chips. Use it while you are human, otherwise in next birth (if you believe in reincarnation), the God will make you an insect or animal that does not need a versatile brain of human. The same way a banker cancels customers’ credit line if he no longer uses it


Reverse the transaction
as soon as possible if you ever thought that you made a mistake due to impulse. For instance, you bought a stock by error, just sell it right in the market, regardless of loss you have. Similarly, if you have sold something by mistake, buy back immediately. (The reason is that if you continue, it stings you even at night and you will continue to blame yourself.  This is the biggest mistake an investor makes.) In stock market, the only thing that counts is the Decision, Decision and only Decision, just in case of property where the rule for selection is Location, Location and only Location. How much you lose in reversing your faulty decision immediately – only 1% to 3%? Just take it, instead of losing 20% to 70% later.

  • In stock market or for that matter, in any market, only decision makers make money in the long run. The indecisive person  always tend to lose and they blame their own fate or lady luck for their loss. Both fate and lady luck amuse themselves. They know their job is thankless. 


Restructuring the troubled Portfolio for quick Turnaround

Remember, the market is an ocean. Anything you throw into the ocean always comes back. The ocean is large hearted – it never retains anything for its own use. Similarly, what you throw into the market will ultimately come back, provided you follow the market discipline. All the points mentioned under 1 to 7 apply to the depressed market as well. 

  • Now that you have lost heavily, do not brood over it. It is a fact. The loss is a history. You can not roll it back. Your aim should be how to recover and turn this cheaper opportunity into good profit. This is the art you will have to learn and practice. 
  • At any time, you feel that you are indecisive, follow the mentioned rules in two parts – Actual and Demo. When you are unable to decide with physical involvement, play it out on paper in demo exercise. Write down the date, time and index when you took the actions. It is provided in this Article’s PDF copy with excel in the download center on right bar.
  • If your portfolio is very large, more than 12 stocks, you will have to prune down the list to 12 or less. Check your list and determine what you hate and would not have. (Example – Watch the growing plant; if some shoots are blackened, the gardener prune them out to save the whole plant. He also prunes the healthy shoots to promote the growth. An investor should also take the profit in same stock occasionally)
  • When the market recovers, the large cap stocks recover first. So determine, whether you have any large cap stocks. If you do not have any, buy some first. When the market is sufficiently advanced, sell the large caps and focus on the mid or small caps held by you.


NEVER think that if the stock at 100 is expensive and at 30 it is cheap
. All prices are relative to earnings. See the price relative to earnings (P/E)


If the market sentiment is negative to extreme, DO NOT invest fresh money
;  instead do the following:

  • Re-Check which stocks you want to retain for long haul.
  • If you own high priced stock, and loss is not much, sell it to raise the cash for redeployment later.
  • Identify the sector that might benefit more on recovery. You will be buying stocks in those sectors first. Within that sector, you have to identify top 2 or 3 stocks. The selection of stock is more like a beauty contest. They eliminate 45 contestants to come to final 5, then 3 and then the final one.
  • Identify which stock has the least loss and one has maximum loss. Sell the stock with least loss (say 20%) and buy the one with greater loss (say 50% or more). By doing so, you are averaging down the cost of the bigger loser with same amount of money, without pumping new money.
  • If the stock has come down by 70%, (say 30 from 100), the stock has to more than triple from low level. So, buy 3 times more than original quantity (if you own 300 @100, buy 1200@30). My rule is simple; if the stock has become 1/3rd, buy 3 times; if 1/4th, buy 4 times and 1/5th buy 5 times. Of course, you do not buy all at same time, but in 3 stages; 2 on way down and one on way up so that you know that the bottom has finally reached.


When you swap from one stock to another
, always ensure that you are getting into smaller value stock from higher value (not other way round). The low value stocks (not penny stocks, but the stocks above 8 and below 20) tend to rise fast due to low base. They make more % gains. It works other way too. They tend to go down faster as well in down market. For instance, if stock A (at 300 ) has come down to 100, and other stock B in same industry has dropped from 100 to 20, then in that case, provided there are no stock specific news, sell the stock A and use the proceeds (300) to buy 15 shares of stock B @20. Since the industry is same, the stock B may give better gains than stock A due to rise in that sector. Please note that this arithmetic is an approximate science, but works all the time. There is nothing to replace earnings as key driver to stock prices. Do demo exercise to start with to understand this game.

  • When you have a choice, avoid buying holding company’s stock. Instead buy the major subsidiaries stock. The reason is that if the parents (holding company) run into troubles, they sell Children (subsidiaries) that become takeover play giving you more than average return. For instance, when Ford (US Automaker) ran into trouble, it sold Jaguar in UK and is trying to sell 30% stake in Mazda. Big companies are also bigger fools – they do not cut the losses but allowed it to run, like most investors in stock market. The correct strategy is to let the profit run and cut the losses immediately. Normally, people take the profit first and let the losses run. When some one says that he is having portfolio of 1 Million, presume that in 80% he is losing. When he makes money quickly, he admires himself as smart investor; and when he loses, he calls him Warren Buffet – a long term investor.
  • Bring down the list to 12 or below. Do not focus on other stocks unless they offer better value. How many children you have? 2 to 5 or more than 20? Keep the inventory list to the extent you can effectively manage.
  • After doing above adjustments, relax, have a coffee, go for a movie in Cinema (not at home) and have a fresh look at the reformed portfolio. Just as the pruned plant needs time, but it does prosper very fast, your portfolio will bloom soon.
  • Study those stocks in details, paying special attention to their behavior, how they move up or down, in size and speed, and its volume. If the price rise or fall is not accompanied by volume, the movement is erratic.
  • Remember you will not use the law of averages while making decision. Each purchase is a separate deal. If that deal makes money, you should be prepared to sell.


Do not try to make money in
every deal. It is impossible. See the overall position, whether you made money in the portfolio (not individual stocks) or not.


Watch the market movement, government policy, concerned industry, and the industry that may benefit

  • Invest new funds only when you feel that the market has stabilized and may not go down more. Allow the market to come up by 15% from all time low before deciding to invest more new money.


It is always more profitable to average up than average down
. In such case, your average cost is always below the market. For instance, if A 200 cost in bull market was 100 for 200 shares, and then crashed to 20, you buy 3 times at 20, 18 and 25. Then when it reaches to 40 and retraces to 35, buy some more. The idea is to catch the upward trend. Please note that this imperfect science. It all depends on the mental make up of an investor, and circumstances prevailing at that time.

  • Always be alert and agile even if you are not participating in the market due to bad conditions. Always keep the market conditions right under your eyes. You never know when the screaming opportunity would arise.
  • Be stock specific rather than market specific. If certain stocks go down more due to reasons peculiar to the industry, buy that stock regardless of the market conditions.
  • EXAMPLE: When the oil prices were very high, near 145, the Airline stocks were very low, so also the refineries. They would have come down more due to industry specific reasons. Buy them.


DO NOT sit over the stock like a Chicken hatching an Egg
. If the stock has gone up higher and slows down, simply sell that stock at the market even if recent high could not be reached. When it comes down, buy it back. Do not use that money for other stocks. In other words, in bear market you float with the stocks.


EVEN IF you make wrong decisions, do not worry
. It is better to make 3 wrong decisions than not making any at all. Once you start making decisions, you will improve progressively with the result that you may one day make a big killing that will compensate you for all past losses. It will also improve your character. In every form of business or personal life, you will begin to make decisions rather than keeping the issues on back burner. Delay is gone from your life forever.

Sit before Candle at night for 10 minutes.. .  When you lose money, you do not get sleep easily. What you must do is to sit before a lighted candle for 10 to 15 minutes just before you go to bed. Focus only on light. Deep breathing also help you focus better. Inhale from left nostril and exhale from right. Presume that gains are coming in when you breathe and losses are moving out when you exhale. This has nothing to do with finance or stock market. It just makes you focus on trade as well when you transact. Secondly, it costs you nothing and gets everything


And finally, Dress Up at your Best during Bear phase…
When you dress up well, you feel good and charming. You will begin to respect yourself. This is what you need. Money comes to those who are neat and clean. Good things always bring in good result – that is the rule of the nature. So do it.

Please remember, the Gains and Losses are the form of day and night. They come and go all the time. Face them like a Lion, not a Lamb. You are your best friend and your worst enemy. Pick up what you want.

This reminds me of a jovial friend Mr. Lakhpatia (his surname meant Millionaire) who died some time back. He was really a millionaire at heart. He used to display a banner in his home as under (English translation from Gujarati – an Indian language)

Blog : http://anilselarka.com

About the Author

The author is from Hong Kong. He is finance professional having 36 years of experience as banker, stock broker, bond trader, convertible bond specialist, economist and practical solution finder for any kind of financial problem. He is author of new book (yet to be published) called "Sub Prime Resolved" which is a bible of economic recovery of United States of America. The author claims that at this moment, he is the only person in the world who has the complete solution for the current economic mess.




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Depression News Articles <h2>Depression News Articles Understanding</h2>
heres my news article (details) what do u think of it?

Award goes to bully fighter

Chris Zweep knows all about being picked on.
He met bullies and their cruel taunts, deliberate and offhand, when he first stepped into a school yard at age five.
It followed him when he moved from one elementary school to another in an attempt to escape it.
Always skinny no matter how much he ate, he was picked on because he looked different, said Zweep, now 15 and in Grade 10. Physical bullying, emotional abuse, death threats, depression and just wanting to die are all things he’s familiar with.
He started thinking he wanted to do something about it.
Last year, in Grade 9, Zweep joined an anti-bullying committee of teachers and students, called safe@school.
The group introduced a confidential 24-hour phone line students can call to report bullying a multi-media art contestHe worried that enough wasn’t being done, so he struck out on his. contact me if u want the full article!

its super good







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The Harvest Gypsies: On the Road to The Harvest Gypsies: On the Road to "the Grapes of Wrath"
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Recently listed in the Top 100 List of the Century's Best American Journalism Gathered in this important volume are seven newspaper articles on migrant farm workers that John Steinbeck wrote for "The San Francisco News" in 1936, three years before _The Grapes of Wrath_...


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