Great depression Unemployed.
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Staying Prepared With Unemployment Insurance
Unemployment insurance is intended to be a social insurance program that provides temporary benefits to unemployed workers, and imposes payroll taxes on covered employers. It was created in response to the Great Depression, when millions lost their jobs. It was legalized in 1935 as a part of the Social Security Act.
Benefits of Unemployement Insurance:
Unemployment insurance replaces a part of your income when you lose your job, for no fault of your own. If your employer has laid you off, then you are potentially eligible to collect the benefits for at least 26 weeks, until you are recalled, find another job or leave the workforce. In general, the amount of benefit is based on the percentage of earning of an individual, over a recent period of 52 weeks. Many unemployed workers are also provided 50 to 60 percent of their previous wages, but this would depend on the state they live in. Each state in the US works on a different unemployment insurance plan, while the federal law determines the guidelines of each program. This insurance makes sure that the purchasing power of the citizen is maintained. The money for providing these benefits comes from the tax that is imposed on the employers. No contribution comes from the wages of employees. Some States may provide additional benefits for some specific purposes.
Eligibility For Insurance Benefits:
The state law determines the eligibility, amount, and the length of time the benefits will be available to an individual. The amount of benefit depends on the kind of work that you have performed. Your recent work record for a period of 12 months is known as the base year. The claim for unemployment insurance will be based on this base year. In Oregon, 104 dollars per week is the minimum benefit. The maximum benefit a worker can receive is 445 dollars per week. If your wages are 8,112 dollars during the qualifying period, you can become eligible for benefits for 26 weeks. In case of lower qualifying wages, however, you will receive just one third of the amount.
If you want to file a claim for unemployment insurance you need to contact the State Unemployment Insurance agency as soon as possible. You can also file it on the Internet or by telephone. You will receive your first benefit check within two to three weeks of filing the claim. Some states have a waiting period of one week. It is important to give all the information about your former employment when you file the claim, to ensure that the process is not delayed.
The eligibility for collecting additional benefits starts after an unemployed worker has exhausted other unemployment insurance benefits. The State agency can offer you advice on your eligibility for these additional benefits.
Reasons for Disqualification:
If your reason for staying out of a job is because of something other than the lack of work opportunities, then the State agency will determine if you are eligible for the benefits or not. In case of a disqualification, you can file an appeal within an established period. Your employer can also file a counter appeal if he/she disputes the genuineness of your eligibility.
Therefore, if you are eligible for unemployment insurance, then get in touch with the State Unemployment Insurance agency as soon as possible to be able to overcome the financial crisis that results from being unemployed.
About the Author
Joe Kenny writes for NationsFinance.co.uk, offering the latest car insurance deals, and also many insurance articles.
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 1931 Detroit Michigan Great Depression Unemployed Clean up Wire Photo  US $25.00
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 BEST 1930 GREAT DEPRESSION newspaper headline Congress Votes Aid for UNEMPLOYED US $55.00
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Could Americans survive another Great Depression?
The Great Depression was tough for americans. Americans' wages were cut in half and lots of bussinesses closed. Lots of people could not afford to make their monthly rent or mortgage payments. As a result, people lost their homes or were evicted. You could not eat at your favorite restuarant because it was closed. If you did not have any job skills then you were probably unemployed and were happy that you received food in the bread line.
I think I could survive, but life would be tough.
People in the Blue states would fold like a cheap suit, but us independent, self-reliant Red-staters would be fine.
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Unemployment, Great Depression, God's Judgment on America, TBN False Prosperity Gospel
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Photo Jigsaw Puzzle of MEMPHIS UNEMPLOYED, 1938. Job applicants waiting outside the office of the from Granger Art on Demand Sale Price: $24.99  |
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